The Texas family guide to personal money management / Texas State Securities Board.

Abstract

This is a practical, proactive workbook containing Action Steps and Notebook items to help you organize your records, apply sound money management principles to your finances and think through your plan for the future. There are 9 Action Steps in this guide ... None of the Action Steps requires prior expertise or experience in financial matters. All that is required is your willingness to (1) set some goals, (2) collect and record the needed information, and (3) take one small step after another to accomplish your objectives. Once you have established your goals and developed records that reflect where you are now, this guide will help you plan for the future. You will also find 13 Notebook Items throughout this guide ... These are lists and statements that will help make sense of your current finances and will become an indispensable tool for managing your money. By completing the Notebook Items and maintaining them in your Financial Notebook, you can organize your finances, track your goals and plan for the future.