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dc.creator | Dhakal, Pratikshya | |
dc.date.accessioned | 2023-07-05T17:26:55Z | |
dc.date.available | 2023-07-05T17:26:55Z | |
dc.date.created | 2023-05 | |
dc.date.issued | 2023-06-21 | |
dc.date.submitted | May 2023 | |
dc.identifier.uri | http://hdl.handle.net/10106/31495 | |
dc.description.abstract | FinTech are the firms that use new technology to deliver financial services. They
have heavily impacted the change in the banking industry, mostly on the consumer side
with innovation, social impact, and technological advancements. Commercial Banks have
been declining in numbers for the past 35 years. This paper analyses the change in the
customer side of commercial banking with the advancements of Fintech companies.
This paper uses a systematic literature review approach to evaluate Fintech and
commercial banks’ strategies. It creates concluding remarks on the change in customer’s
behavior towards the adoption of Fintech using the Technology Acceptance Model
(TAM). The findings from TAM suggest that Fintech companies and customers’ behavior
towards acceptance of new technology will continue to advance. The banking industry
can survive and not get completely replaced by Fintech because of the different set of
regulations but can take away many banking services and jobs in the long run. | |
dc.format.mimetype | application/pdf | |
dc.subject | Fintech, Commercial Banking Industry, Customer side Banking and Fintech, Technology Acceptance Model (TAM) | |
dc.title | Impact of Fintech on the Commercial Banking Industry: Customer Side. | |
dc.type | Thesis | |
dc.contributor.committeeMember | Berard , Richard | |
dc.date.updated | 2023-07-05T17:26:55Z | |
thesis.degree.discipline | Finance and Economics | |
thesis.degree.grantor | The University of Texas at Arlington | |
dc.type.material | text | |
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